top of page

MY CART

Legal

“A good lawyer knows the law; a clever one takes the judge to lunch.” — Mark Twain

Terms Of Use

These Terms of Use (“Terms”) govern your access to and use of the website, products, services, and content provided by [Your Business Name] (“we”, “us”, “our”). By accessing or using our website, subscribing, purchasing any service, product, or membership, you agree to be bound by these Terms. If you do not agree, you must not use our website or services.

​

1. Definitions

 

  • User / You: Any person accessing or using the website or services, including through subscription.

  • Products / Services: Any digital or physical products, subscriptions, stock picks, analysis, reports, or other services we provide.

  • Content: All text, images, audio/video, reports, stock picks, analysis, commentary, newsletter, or educational materials provided.

  • Subscription: A recurring payment plan giving access to certain content / membership privileges over time.

​

2. Acceptance of Terms; Modifications

 

  1. By using our services, you accept these Terms, the disclaimers, our Privacy Policy, and any other policies on the site.

  2. We may modify these Terms at any time. We will post the updated Terms with a new effective date. Continued use after modifications constitutes acceptance.

  3. It is your responsibility to check the Terms periodically.

​

3. Eligibility; User Obligations

 

  • You represent that you are legally capable of entering into binding contracts and are of minimum age required by law (eg. at least 18).

  • You agree to provide accurate, current, and complete information when registering/subscribing.

  • You agree to use the website and services in compliance with all applicable laws.

  • You must not misuse the website (eg. hacking, tampering, reverse-engineering, distributing viruses, infringing intellectual property, interfering with other users).

​

4. Subscription, Payment, and Cancellation

 

  • Subscription fees are as stated at the time of purchase; you agree to pay all charges in a timely manner.

  • Subscriptions automatically renew at the end of each billing period unless cancelled prior to renewal.

  • You may cancel your subscription at any time via the online portal. Cancellations will take effect at the end of the current billing period.

  • No partial refunds for periods already commenced (unless required by law or otherwise expressly stated in our refund policy).

​

5. Refunds, Returns & Physical Goods

 

  • As per our Returns & Refund Policy, digital products / services are generally non-refundable once delivered / accessed, except in cases of faults or where law requires.

  • Physical goods (if any) must meet conditions for return (original condition, packaging, etc.). Shipping or return costs to be borne by user unless otherwise agreed.

 

6. Disclaimers, Investment Risk & No Financial Advice

 

  • All content, stock picks, analysis, and commentary provided are for educational / informational / idea-generation purposes only. They do not constitute financial, legal, tax, or investment advice.

  • We are not investment advisors. You must conduct your own research, consider your financial situation, risk tolerance, and consult with a licensed professional before making any investment.

  • Past performance of any stock, strategy, or content is not indicative of future results. Investment involves risk, including loss of principal.

​

7. Intellectual Property

 

  • We (or our licensors) own all rights, title, and interest in all intellectual property in the Content and Services. You are granted a limited, non-exclusive, non-transferable license to access/use content for your personal, non-commercial use (unless otherwise agreed).

  • You must not copy, reproduce, distribute, publicly display, modify, or create derivative works of our content without express written permission.

​

8. Limitation of Liability

 

  • To the maximum extent permitted by law, our liability to you is limited. We are not liable for indirect, incidental, special, punitive, or consequential damages, or loss of profits, data, use, or other intangible losses.

  • Our total liability for any claim arising under these Terms or in relation to our services/products will not exceed the amount you paid us for the services/products (in the preceding twelve (12) months, or in the current subscription period, or one off purchase, whichever is smaller).

  • We make no warranty that our services or website will be uninterrupted, error-free, secure, or that content is always accurate, timely, or free of omissions.

​

9. Termination & Suspension

 

  • We reserve the right to suspend or terminate your access to all or part of the services or website, without notice, for any conduct that we believe breaches these Terms or is harmful to other users or us.

  • Upon termination, your rights to access content cease; you may not be entitled to any refunds except as required by law.

​

10. User Content (if applicable)

 

  • If you submit or post content (comments, reviews, uploads), you grant us a non-exclusive, worldwide, royalty-free, perpetual license to use, copy, modify, publish, display, or distribute that content.

  • You represent that you own or have rights to any content you submit. You must not post content that is illegal, defamatory, obscene, infringing, or otherwise violates rights of others.

  • We may remove or moderate user content at our discretion.

​

11. Privacy & Data Protection

 

  • Your use of personal data is governed by our Privacy Policy, which you should read in conjunction with these Terms.

  • You consent to us collecting, storing and using your personal data as described in the Privacy Policy.

  • We endeavour to employ reasonable security measures, but cannot guarantee absolute security; you are responsible for safeguarding your login credentials.

 

 

12. Third-Party Links & Content

 

  • Our site or services may include links to third-party websites or content. We do not control those, are not responsible for their content, and we make no warranties about them.

  • Use of third-party links or content is at your own risk.

 

 

13. Governing Law; Dispute Resolution

 

  • These Terms are governed by the laws of New South Wales, Australia.

  • Any dispute arising under these Terms will be subject to the exclusive / non-exclusive jurisdiction of the courts of Australia.

  • If required, disputes may be resolved via negotiation, mediation or arbitration before court proceedings.

 

 

14. Severability; Waiver

 

  • If any provision of these Terms is held invalid, illegal, or unenforceable, that provision will be severed or limited to the minimum extent required; remaining clauses remain in full force.

  • Failure or delay by us in enforcing any right or provision does not constitute a waiver of that right.

 

 

15. Entire Agreement

 

  • These Terms, together with the Disclaimer, Returns & Refund Policy, Privacy Policy, and any other policies posted on the site, constitute the entire agreement between you and us in respect of your use of our services.

  • Any questions about our terms or policies, please contact hello@orphantoentrepreneur.com

bottom of page