Policies & Disclaimers
This policy does not affect any rights a consumer has under applicable consumer protection laws (eg. the Australian Consumer Law, Privacy Act, GDPR, etc) which cannot be excluded.
1. Definitions
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User / You: Any person accessing or using the website or services, including through subscription.
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Products / Services: Any digital or physical products, subscriptions, stock picks, analysis, reports, or other services we provide.
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Content: All text, images, audio/video, reports, stock picks, analysis, commentary, newsletter, or educational materials provided.
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Subscription: A recurring payment plan giving access to certain content / membership privileges over time.
2. Acceptance of Terms; Modifications
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By using our services, you accept these Terms, the disclaimers, our Privacy Policy, and any other policies on the site.
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We may modify these Terms at any time. We will post the updated Terms with a new effective date. Continued use after modifications constitutes acceptance.
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It is your responsibility to check the Terms periodically.
3. Investment Disclaimer
The content, ideas, picks, and analysis provided by this site are for educational, informational, and idea-generation purposes only. They do not constitute financial, investment, legal, tax, or other professional advice, and should not be taken as recommendations to buy, sell, or hold any security or investment.
Investing involves risk, including the loss of principal. Past performance is not indicative of future results. You should not rely solely on the information provided here when making investment decisions.
You are encouraged to:
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Conduct your own due diligence before making any investment.
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Consider your personal financial situation, goals, risk tolerance, and investment horizon.
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Consult with a qualified financial advisor, accountant, or other professional who understands your individual circumstances.
We make no representations or warranties (express or implied) about the accuracy, completeness, or suitability of any information provided. We are not responsible for any losses, damages, or costs arising from your use of, or reliance on, the material.